Austria |
Conciliation Board of the Austrian Banking Industry |
Mortgage banks, payment institutions, investment providers, most banks, most credit unions
|
E-mail |
bankenschlichtung.at |
German, English |
Arbitration board for consumer businesses |
Mortgage intermediaries, Insurance companies, insurance intermediaries, investment intermediaries, pension intermediaries, some banks, some mortgage banks, some credit unions, some investment providers, some pension providers
|
E-mail |
verbraucherschlichtung.at |
German |
Belgium |
Ombudsfin |
Banks, mortgage banks, credit unions, investment providers, investment intermediaries, securities intermediaries
|
E-mail |
ombudsfin.be |
Dutch, French, English, German |
Insurance Ombudsman |
Insurance companies, some mortgage intermediaries, some pension intermediaries
|
E-mail |
ombudsman.as |
Dutch, French, English, German
|
Denmark |
Ankenævnet for Fondsmæglerselskaber (Complaint Board of Danish Securities and Brokering Companies)
|
Most investment intermediaries |
E-mail |
fanke.dk |
Danish, English, Swedish, Norwegian |
Det finansielle ankenævn
Danish financial complaint board |
Banks, mortgage institutions and investment funds |
E-mail |
fanke.dk |
Danish, English, Swedish, Norwegian |
Ankenævnet for Forsikring
Danish Insurance Complaints Board |
Insurance companies, most pension providers |
E-mail |
ankeforsikring.dk |
Danish, English |
Finland |
Sijoituslautakunta
Investments Complaints Board |
Banks, mortgage banks, mortgage intermediaries, securities intermediaries, most investment providers, most investment intermediaries |
E-mail |
fine.fi |
Finnish, Swedish, English |
Kuluttajariitalautakunta
Consumer Disputes Board |
Banks, mortgage banks, mortgage intermediaries, credit unions, insurance companies, insurance intermediaries, some investment providers, some investment intermediaries, some pension providers, some pension intermediaries |
E-mail |
kuluttajariita.fi |
Finnish, Swedish, English |
Pankkilautakunta
Finnish Banking Complaints Board |
Banks, mortgage banks, mortgage intermediaries, credit unions |
E-mail |
fine.fi |
Finnish, Swedish, English |
Vakuutuslautakunta
Finnish Insurance Complaints Board |
Insurance companies, most insurance intermediaries, most pension providers, most pension intermediaries |
E-mail |
fine.fi |
Finnish, Swedish, English |
France |
AMF Ombudsman |
Investment providers, most investment intermediaries, most securities intermediaries, some pension providers |
On AMF website, go to Ombudsman / Médiateur, Access Form |
amf-france.org |
French, English |
Mediator of the French Association of Specialised Finance Companies |
Most credit unions, some banks, some mortgage banks |
E-mail |
lemediateur.asf-france.com |
French, English |
Insurance Mediator |
Insurance companies, some credit unions, some insurance intermediaries, some pension providers |
E-mail |
mediation-assurance.org |
French, English |
Germany |
Real Asset Investment Arbitration Board |
Alternative investment fund managers (AIFM), providers of closed-end funds, trust companies, alternative investment funds, closed-end funds
|
E-mail |
ombudsstelle.com |
German, English |
Ombudsman of German Cooperative Banks |
Most banks, some mortgage banks |
E-mail |
bvr.de |
German, English |
German Savings Banks Association |
Only German savings banks |
E-mail |
dsgv.de |
German, English
|
Ombudsman of German Public Sector Banks |
Some banks |
E-mail |
voeb.de |
German, English, French
|
Ombudsman Scheme of the Private Commercial Banks |
Most banks, most mortgage banks |
E-mail |
bankenombudsmann.de |
German, any other language agreed on by the customer and bank
|
Ombudsman Private Health and Long-term Care Insurance |
Some insurance companies |
Complaints can be sent via internet by filling in a specific form |
pkv-ombudsmann.de |
German |
Ombudsman Scheme for Investment Funds |
Some investment providers, some banks and some depositaries |
E-mail |
ombudsstelle-investmentfonds.de |
German, English |
Arbitration Board at the Deutsche Bundesbank |
Mortgage intermediaries, investment providers, investment intermediaries, securities intermediaries, some banks, some mortgage banks, some credit unions
|
E-mail |
bundesbank.de |
German |
Arbitration Board at BaFin |
All institutions under supervision of BaFin |
E-mail |
bafin.de |
German |
Insurance Ombudsman |
Insurance companies, insurance intermediaries |
E-mail |
versicherungsombudsmann.de |
German, English, French
|
Iceland |
Úrskurðarnefnd um viðskipti við fjármálafyrirtæki
Complaints Committee on Transactions with Financial Firms |
Banks, investment providers, investment intermediaries, securities intermediaries, payment services providers |
E-mail |
en.fme.is |
Icelandic, English |
Úrskurðarnefnd í vátryggingamálum
Insurance Complaints Committee |
Insurance companies |
E-mail |
en.fme.is |
Icelandic, English |
Ireland |
Financial Services and Pensions Ombudsman
An tOmbudsman Sheirbhísí Airgeadais agus Pinsean
|
Banks, mortgage banks, mortgage intermediaries, credit unions, insurance companies, insurance intermediaries, investment providers, investment intermediaries, securities intermediaries, some pension providers, some pension intermediaries |
E-mail |
fspo.ie |
English, Irish |
Italy |
ACF – Securities and Financial Ombudsman |
Banks, credit unions, some insurance companies, some investment providers, most investment intermediaries, most securities intermediaries, depositaries
|
E-mail |
acf.consob.it |
Italian, English |
Banking Ombudsman |
Banks, investment providers, investment intermediaries |
E-mail |
conciliatorebancario.it |
Italian, French, English, Spanish
|
IVASS – Insurance Supervisory Authority |
Insurance companies, insurance intermediaries |
E-mail
E-mail |
isvap.it |
Italian, English |
ABF – Banking and Financial Ombudsman |
Banks, mortgage banks, mortgage intermediaries, credit unions, payment institutions, electronic money institutions, Poste Italiane S.p.A. |
E-mail
E-mail |
arbitrobancariofinanziario.it |
Italian, English |
The Netherlands |
Financial Services Complaints Institute |
Banks, insurance companies, insurance intermediaries, most mortgage banks, most mortgage intermediaries, most credit unions, some investment providers, some investment intermediaries, some pension intermediaries, some securities intermediaries
|
E-mail |
kifid.nl |
English |
Norway |
Norwegian Financial Services Complaints Board |
Banks, mortgage banks, insurance companies, most pension providers, some investment providers |
E-mail |
finkn.no |
Norwegian, English |
Portugal |
CMVM – Comissão do Mercado dos Valores Mobiliários
Portuguese Securities Market Commission (CMVM) |
Banks, credit unions, investment providers, investment intermediaries, securities intermediaries, most insurance companies. |
E-mail |
cnmv.pt |
Portuguese |
Spain |
Oficina de Atención al Inversor – Dirección de Inversores de la CNMV
Investor Assistance Office – Investors Division of the CNMV |
Banks, investment providers, investment intermediaries, securities intermediaries |
E-mail |
cnmv.es |
Spanish, English |
Servicio de Reclamaciones de la Dirección General de Seguros y Fondos de Pensiones (DGSFP)
Complaints Service of the Directorate-General of Insurance and Pension Funds (DGSFP) |
Insurance companies, insurance intermediaries, pension providers, pension intermediaries |
E-mail |
dgsfp.mineco.es |
Spanish |
Departamento de Conducta de Entidades (Banco de España)
Institutions’ Conduct Department (Banco de España) |
Banks, savings banks, credit co-operatives, payment institutions and some others |
E-mail |
bde.es |
Spanish, English |
Sweden |
Allmänna reklamationsnämnden (ARN)
National Board for Consumer Disputes |
Banks, mortgage banks, mortgage intermediaries, credit unions, insurance companies, insurance intermediaries, investment providers, investment intermediaries, pension providers, pension intermediaries, securities intermediaries |
E-mail |
arn.se |
Swedish, Danish, Norwegian and, in principle, English |